Legal Compliance Statement

1. Entity, governing framework, and not a regulated financial institution

WORLD TRAVEL & TOURISM MARKET LTD. operates the WTTM digital tourism marketplace and related commercial services. WTTM is not a bank, electronic money institution, payment institution, insurer, travel agency in all jurisdictions, or government authority unless expressly licensed for a specific activity in writing.

Payment services are delivered through licensed partners (including Stripe) and/or banking partners (including Ipak Yuli Bank for certain bank-based flows).

2. UK GDPR / EU GDPR alignment and international transfers

Where the UK GDPR and/or EU GDPR applies, WTTM processes personal data in accordance with lawful bases, transparency obligations, data minimisation, purpose limitation, storage limitation, integrity and confidentiality, and accountability principles.

International transfers may rely on adequacy regulations, Standard Contractual Clauses (SCCs), the UK IDTA Addendum, or other lawful transfer mechanisms as updated from time to time.

3. AML, KYC, and sanctions compliance

WTTM may conduct customer due diligence (CDD), know-your-business (KYB), politically exposed person (PEP) screening, sanctions screening (including UN, UK, EU, and US lists as applicable), adverse media checks, and transaction monitoring.

We may refuse onboarding, suspend services, block payments, or terminate relationships where required by law or where risk appetite is exceeded.

4. Uzbekistan operations and Ipak Yuli Bank

Where WTTM instructs or facilitates payments involving Ipak Yuli Bank, such flows are subject to Uzbekistan banking regulations, correspondent banking rules, currency controls where applicable, and the bank’s own compliance policies.

Customers must ensure their transfers comply with local law in both the sending and receiving jurisdiction, including tax reporting and foreign exchange obligations.

5. Consumer protection, unfair commercial practices, and dispute pathways

Consumer rights vary by country. Where mandatory consumer laws apply, nothing in WTTM’s Terms limits non-waivable rights. Customers may also have rights under card scheme chargeback rules (Visa/Mastercard) subject to issuer policies and time limits.

WTTM encourages good-faith dispute resolution via [email protected] before escalation.

6. Advertising, sponsorship, and intellectual property compliance

Advertising services may be subject to marketing law, disclosure requirements, competition law, and platform policies. Customers are responsible for lawful content they submit and for obtaining rights to trademarks, music, imagery, and talent appearances.

7. Anti-bribery, ethics, and whistleblowing

WTTM prohibits bribery, facilitation payments where illegal, kickbacks, and corrupt practices. Concerns may be reported through official channels; retaliation for good-faith reporting is prohibited to the extent required by law.

8. Regulatory cooperation and law enforcement requests

WTTM may disclose information when required by lawful process, court orders, regulatory examination, or necessary to protect life, safety, or integrity of services. Where permitted, we may notify customers unless prohibited by law or risk of harm.

9. Professional disclaimer

This Statement is informational. It is not legal, tax, or investment advice. Customers should obtain independent counsel for jurisdiction-specific obligations.

Uzbekistan Legal Entity (LLC UTTM)

Registered Address: 22-24 Small Ring Road, Yunusabad District, Tashkent, Uzbekistan

Bank: Ipak Yuli Bank, Mirzo Ulugbek Branch

MFO (Bank Code): 00421

OKED / Company Code: 07437461

TIN (INN): 312924418

Settlement Accounts:

UZS: 20208000307437461001

USD: 20208840607437461001

EUR: 20208978007437461001

Director: Ernest Akhmadulin (Akhmadulin Ernest Timurovich)